The Town Hall "loot penally” is one of the most important things to know about in Clash of Clans, yet it is not a publicly advertised feature in the game. It is not even mentioned during the tutorial or anywhere in the game, yet it is extremely important to how the game plays out.
This penalty reduces the amount of loot you can get from enemies if your Town Hall is a higher level than your opponent's Town Hall. If your Town Hall is one level higher than your enemy's, you will only be able to steal 90'S of the normal amount available for loot. If your Town Hall is two levels higher, you will only be able to steal 50‘S of the loot. For three levels, only 25%, and lor 4 levels or more, only 5% of the total available loot. The penalty is reflected in "Loot Available” - you do not have to do any calculations on your own.
As a result, we recommend getting up to Town Hall level 4 and then sitting in this range while you max out your defensive structures, your army camps, and your research. You can even max out your walls for extra credit before moving on to Town Hall 5. Repeat this process for every level.
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